MB
Affordable Health Insurance Inc.
mbaffordablehealth.com

Affordable Health Insurance Inc
Clear and Simple.

Health insurance can be confusing, intimidating, and expensive — but I'm here to change all of this. I am first and foremost an educator for health insurance. For over 25 years I have served thousands of clients as a licensed agent, now in 33 states. There are options for health insurance on and off the healthcare exchange. You don't have to have an ACA plan to gain access to affordable health coverage, but many people don't understand or know how all of this works. That's why I'm here.

No-pressure education. Clear next steps. You matter here.
Mark Brodinsky — Affordable Health Insurance Educator

Education First

For over 25 years I've been offering personalized service to help individuals, families, and the self-employed to find, design, and utilize affordable health insurance. Every situation is different, every individual, family, and business is different. When you and I work together, I'm not only your agent, I'm also your customer service representative. You've got questions, I'm your guy.

How It Works

1. 📞 You and I complete a clarity call to learn more about your situation.
2. 🔍 I do my homework to explore the options.
3. 🖥️ I set up a screen share to offer education on the options — and then we can custom-design your plan.
4. Once you understand the plan and the pricing, we apply.
5. 📅 This can all be completed in a single health interview, or after the clarity call we set up a convenient time to look at the options, design and apply for coverage.

Common Questions

Q
Do I have to buy on the ACA exchange to get affordable coverage?
Not always. Many people benefit from off‑exchange options—especially if they don't qualify for subsidies. We'll compare both routes for you.
What if I have pre‑existing conditions?
ACA plans cover pre‑existing conditions with no denials. Off‑exchange options vary—part of my job is to explain trade‑offs clearly.
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Q
When can I enroll?
ACA plans have Open Enrollment and Special Enrollment Periods. Off‑exchange options may be available year‑round depending on the product.
Can you help my small business?
Yes, and there are several options available, so let's discuss.
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Coverage Options (Quick Overview)

Here's a snapshot of what we can explore together.

On‑Exchange (ACA)
  • Potential premium tax credits & CSR savings
  • No denials for pre‑existing conditions
  • Standardized metal tiers (Bronze–Platinum)
  • Open Enrollment + qualifying events
Off‑Exchange
  • Wider carrier & plan design flexibility
  • Often competitive premiums for certain profiles
  • Pair with supplemental coverage for gaps
  • Great when you don't qualify for subsidies
Other Paths
  • Small‑group & association options
  • Short‑term medical (use cases vary)
  • HSA‑compatible designs
  • Dental, vision & accident add‑ons

Licensed in 33 States

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Reviews

★★★★★ 5.0 See all 42 Google Reviews →
★★★★★

"Mark's experience in the insurance field is unmatched, along with his amazing communication, honesty and professionalism. He found us the perfect health coverage and the process was smooth and efficient. Highly recommend."

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Glenn Ylaya
Google Review
★★★★★

"Mark has been terrific to work with over the last 8 years. He's attentive and always accessible if we need help. He really cares! I highly recommend working with Mark."

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Robyn Riter
Google Review
★★★★★

"I had an excellent experience working with Mark. He is highly professional and a pleasure to work with, he provides exceptional support. I particularly appreciated his responsiveness; he ensured timely follow-up to all of my questions and concerns, making the process incredibly smooth. I highly recommend his services."

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Barbara McCullough
Google Review
★★★★★

"Mark is very knowledgeable and doesn't take a cookie cutter approach to your insurance needs. He took a lot of time to listen to what my wife and I had in mind and was able to recommend a great plan for us."

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Mark Brown
Google Review
★★★★★

"Mark has been a tremendous help in helping me pick the right insurance plan. He has been very patient with my repetitive questions. He is kind and thoughtful in his responses. His knowledge of insurance and his thoughtful guidance was a key factor in my decision making."

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Nancy ONeill
Google Review
★★★★★

"Mark is very professional, knowledgeable and always so quick to respond to my text, calls and emails. He walked me through to ensure I understood and got all the details. I felt secure and well-informed throughout. Thank you so much Mark. You are the best!"

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Marmi Carvalho
Google Review
★★★★★

"I was referred from a trusted advisor and have found him to be an expert when it comes to the incredibly confusing world of health insurance. Mark makes the complicated processes easy. If you need help with health insurance, Mark is the person to call!"

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Nicholas Panebianco
Google Review
★★★★★

"Highly recommend Mark Brodinsky and the products he and his Company offer. I have had a health insurance plan with them for a few years now and it has suited my needs perfectly. Mark has been very responsive to any inquiries regarding my plan and coverages as well as potential upgrades and is extremely kind and caring."

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Jacob Speerstra
Google Review
★★★★★

"Mark has been my broker for the last 3 years. I recommend him anytime anyone talks to me about their insurance issues. He's very thorough and works diligently to find the best policy for your needs! He has saved me a lot of money!"

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Tippy Stilwell
Google Review
★★★★★

"Mark is always available to take my call and help me if I'm having any issue at all with any bills or explanation of benefits. He has very good follow through with his clients and I have always felt he had my best interest in mind when choosing a plan for me."

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Aileen Grebow
Google Review

Request Information

Or email me directly Prefer to call? 443-865-2795